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U.S. Legal ToolkitPractical checklists for everyday legal needs

Consumer & Debt

Debt collection, small claims, credit dispute checkers.

01

Repossession Rights Checker (by State)

Check your rights if a lender repossesses your vehicle, including deficiency rules.

02

Foreclosure Timeline Self-Check

Track where you are in the foreclosure process and what deadlines apply.

03

Mortgage Modification Eligibility Quiz

Check basic eligibility for a mortgage modification or forbearance program.

04

Auto Repair Dispute Checklist

Steps to dispute an auto repair bill, unauthorized work, or defective repair.

05

Predatory Loan Indicators Quiz

Identify predatory loan characteristics in a mortgage, auto, or payday loan agreement.

06

Robocall (TCPA) Claim Checker

Check whether illegal robocalls or texts give you a TCPA claim.

07

Class Action Eligibility Checker (Notice Received)

Evaluate whether to participate in, opt out of, or file an individual claim in a class action.

08

Warranty Claim Readiness Checklist

Prepare to make a warranty claim with documentation and escalation steps.

09

Identity Theft Response Action Plan

Step-by-step action plan for responding to identity theft immediately after discovery.

10

Small Claims Court Limit Checker (by State)

Check the dollar limit and filing fee for small claims court in your state.

11

Pre-Bankruptcy Document Checklist

Documents to gather and organize before filing for bankruptcy.

12

Bankruptcy Means Test (Quick Eligibility)

Quick means test to estimate Chapter 7 eligibility based on income vs. state median.

13

Bankruptcy Chapter 7 vs 13 Decision Quiz

Decide which bankruptcy chapter fits your situation based on income, assets, and goals.

14

Wage Garnishment Exemption Checker

Check whether your income is exempt from garnishment under federal or state law.

15

Statute of Limitations on Debt Checker

Check whether the statute of limitations on a specific debt has expired in your state.

16

Debt Validation Eligibility Quiz

Check whether you can send a debt validation letter and what it requires the collector to produce.

17

Lemon Law Eligibility Checker

Quick eligibility checker for state lemon law claims.

18

Credit Report Dispute Checklist

Step-by-step checklist for disputing errors on your credit report.

19

Small Claims Readiness Checklist

Checklist to evaluate whether your case is ready for small claims court.

20

Debt Collector Harassment Checker

Checker for potential FDCPA violations by debt collectors.